13 February 2006

Digital Savings & Loan

It's Like Lending to a Friend, Except You'll Get Interest - New York Times: "On Prosper.com, prospective borrowers register with the site and allow the company to review their credit history. Then borrowers post a loan request of up to $25,000, along with an upper limit for the amount of interest they are willing to pay. Loans are not secured by collateral and are paid off over three years at a fixed rate, with no prepayment penalty."

Interesting idea, feels like a sort of Bailey Brother's Building & Loan for the internet... and eliminating a good bit of the middle man too.

No comments: